Monday, March 15, 2010

 

New Car Breakdown Cover

Whether you have opted to buy a new car or lease one, you will probably find that your shiny new vehicle comes with at lease one years breakdown cover included. Of course this breakdown cover is contracted out, normally to one of the big service providers such as RAC or the AA, but the bottom line is, should you breakdown, someone will be there to help you.

Of course in the real world very few vehicles breakdown when they are brand new, apart form the fact there are mo maintenance issues, which is the main reason why cars breakdown in the first place, drivers do tend to be more cautious when driving and so avoid other issues that may incura call out.

For those who have chosen as a way of driving their new vehicles, the same rules apply, you are the owner (on paper) of this car and the breakdown cover policy will cover you, or the car depending on the exact policy. In fact car lease can be more protective, as you can ring the lease supplier and they should be able to help you with any breakdowns also.

There still may be times when you need to call out the breakdown cover guys even with a new car. For example, locking those those keys in the car can happen new car or old. The problem here is, modern cars are harder to steal than old, so even these guys may not get in.

Clipping the kerb and damaging the wheels or suspension, can also be an example, in better words driving issues or very small shunts can call for the breakdown cover service, even on a new car, bought or leased.
 

Understanding Roadside Assistance

The terminology of Roadside Assistance is used internationally as the service that will come and fix your car by the road and get you going again. But in the UK it takes on a slightly different slant. Breakdown cover is the general term used and roadside assistance is used for the cheapest or basic service by most of the large nationwide operators.

In Australia and the States you will struggle to find anyone advertising their service as breakdown cover and roadside assistance will be the main term.
Even so, you will find that UK operators will still make a slant on those words to be different, such as a single word, "Roadside".

It is important to understand this as many insurance companies offer roadside assistance free with their car insurance polices. This seems a good deal, except many will be accepting a roadside assistance policy when they really need something more substantial like a recovery service included deal, or home start. It may be free, but just may not be suitable, without paying more money to upgrade, which of course most will not do.

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